Insurance coverage is extremely important to protect from unpredictable events that can dramatically alter life situations. Accidents and illness and other unforeseen events can happen to anyone at anytime. To protect from unfortunate situations and protect loved ones from difficulties insurance coverage plays a very important role. Insurance is highly recommended to people of all ages and there is an insurance coverage to cover most situations or events.
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I had individual health insurance. Can my group coverage health insurance deny pre-ex conditions?
Will I be excluded from pre-existing conditions even if I had continuously previous coverage on my own instead through employer?
Can I be denied coverage for visits, medical procedures/diagnostics related to pre-existing conditions?
I have COBRA group health insurance through my previous employer. I did not have employment for too long (2 months). I have also individual health insurance that I had since 2006 and the condition was detected more than year ago (hypertension). Because I always had coverage should not I be eligible for pre-existing exclusion waiver? I hate insurance companies.
I still have individual health insurance
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how do I convert employees *contractors to W2 from 1099? What do I need besides a W4?
I have a small business and my staff is mostly part-time people who we pay as 1099. A few work 25+ hours, and after countless hours of submitting to group health insurance plans (3) we found out that the reason we keep getting rejected for group insurance is that we have no one as a W2. OK-so besides the Payroll accounting I need to set up, which seems straightforward, I cant seem to find out what 'else', besides filling out W4s, do we need to 'do' (ie fill out or file or pay or whatever) to 'convert' someone from 1099 to W2 status. If you can help you will be enabling people and families to get healthcare! Thank you!!!
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Professional insurance- E&O etc?
How often are each of these insurances paid?
And how much might they cost for a 3 person partnership in a landscape architecture firm with around 10 employees making $100,000 - $500,000 a year?
Thank you for any insight you can offer!
-General Liability Insurance
-Commercial Auto Insurance
-Commercial Property Insurance
-Professional Liability (E&O) Insurance
-Commercial Crime Insurance
-Group Health Insurance
-Group Life Insurance
-Group Disability Insurance
-401K/Retirement Plans
-Key Man Life Insurance
-Key Man Disability Insurance
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