Is a minor, undiagnosed condition a pre-existing condition?
I haven't had a health insurance for about last two years. My financial situation is looking better and I'm considering an individual health insurance plan. But I have had what I would consider a minor symptom (urinary frequency) for about two years. It is quite annoying but I wouldn't say it is anything serious (I'm in my 20s so it's probably not prostate cancer). I've never seen a doctor for this problem because of the reasons mentioned, i.e. minor discomfort + no health insurance. Certainly it would be nice to treat this problem once I get my health insurance. Would this be considered a pre-existing condition by an insurance company and denied coverage? Does it matter at all that it is a minor, undiagnosed, and untreated condition?

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My insurance does not cover maternaty - can i recieve medicaid if i get pregnant?
I live in texas and recently had to apply for a individual health insurance plan. My husband and I don't make alot and we are not offered insurance through an employer. The plan we were recently approved for DOES NOT COVER MATERNATY. We are not sure if we are pregnant or if we want to be in the near future. If we find out we are pregnant can I recieve medicaid to cover the maternity expenses that my ins. does not cover?? or should i drop coverage on me and apply for medicaid? i have a 2 year old daughter would medicaid cover her? in response to andiem or whatever. I pay taxes to. I am a productive member of society, unfortunately we have seen major cutbacks in my industry and I now am not offered an insurance plan. I have had to find my own and they do not offer maternity coverage at all. We don't plan to get pregnat right now but accidents can and do happen I want to make sure of what my "taxes" allow me to be entitled to. I don't have to apologize for falling on hard times.

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What are options for people that have Crohn's Disease when looking for individual health insurance plans?


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