Isn't all cash value policies are term insurance?
Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value. At the beginning, most of your premiums are paid toward the cash value. As you get older, term insurance gets more expensive, so less of your premiums goes toward the cash value. So the notion that says cash value life insurance isn't Term insurance is not true. Both provide coverage to age 95 or 100. But cash value policies has term insurance premiums that goes up every year, even though premiums as a whole may remain level. But buying term insurance by itself remains level for awhile and only go up when you renew it. If that's now how cash value work, then what do you make of it?

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I want to know about Best term insurance, Term life insurance, Term insurance premium, Term insurance plans?
Which is the Best term insurance. I thought the Best term insurance is the one in which Best Term insurance premium is lower. I have heard that iProtect for ICICI Prudential is the best Term insurance premium

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best term insurance plan?
best term insurance plan is provided by which company? And also what is their term insurance premium!

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